KeyBank is a bank with a variety of deposit products and great financial tools. How does it compare to Citizens Bank? Read our comparison chart below.
KeyBank has over 1,200 branches in 15 states. It offers a range of checking and savings accounts. Some relationship products offer perks like lower loan rates and higher savings APY. Key Bank has higher monthly service fees and heavier requirements to waive, but there is a free checking option.
While Citizens Bank has over 1,100 branches on the East Coast. It offers a wide range of banking products and services, as well as financial tools to keep you on track. The GoalTrack Savings program offers gift card incentives for reaching your savings goals.
Compare KeyBank with Citizens Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Member FDIC | ||
| Visit Site | Learn More | |
KeyBank | Citizens Bank | |
|---|---|---|
Key Select Checking® - $200 Bonus - Learn More | Personal Checking Account - $400 Bonus - Learn More | |
Benefits and Features | ||
| Savings | 0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account (including the KeyBank Hassle-Free Account). | Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account. |
| CD | Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500. | Several types of CD accounts. Terms ranging from 8-14 month. 2.75% - 5.00% APY. Some APY rates may require qualifying Citizens Bank Checking Account. Minimum opening deposit $1000 for all accounts. |
| Money Market | 2.93% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account. | Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account. |
| ATMs | More than 40,000 KeyBank and Allpoint ATMs nationwide | More than 3,400 ATMs across 14 states. |
| Customer Service | Telephone Service available 24/7 | 24/7 Telephone Customer Service |
| IRA CD | Terms ranging from 1 - 120 months. Minimum opening deposit $250. No monthly maintenance fee. | |
| Locations | More than 1,200 branches in 15 states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington. | Approximately 1,100 branches across the country |
CreditDonkey® Reviews | ||
| Savings |   | |
| CD |  | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Bank with a variety of deposit products and great financial tools... Read full review | East Coast bank with solid deposit products to help meet goals... Read full review |
| Visit Site | Learn More | |
|
| |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. KeyBank: Pricing information from published website as of 04/10/2024 based on 44114 zip code. Citizens Bank: Pricing information from published website as of 04/11/2024 based on 10011 zip code. | ||
Member FDIC
Key Select Checking® - $200 Bonus
Learn More
Expires 7/19/2024
Earn $200 after qualified activities until 7.19.24 with interest-bearing Key Select Checking®.
- Open a Key Select Checking® account online by July 19, 2024.
- Make the minimum opening deposit of $50, plusone direct deposit of at least $500 within thefirst 60 days of account opening.
- Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account mustnot be closed or restricted during the time of promotional period.
Key Select Checking® is a premium checking account that earns interest and a $100 cash bonus year after year with qualifying activities and has a waivable monthly maintenance fee.
Member FDIC
Key Smart Checking® - $200 Bonus
Learn More
Expires 7/19/2024
Earn $200 after qualified activities until 7.19.24 with the no-monthly-maintenance-fee Key Smart Checking®.
- Open a Key Smart Checking® account online by July 19, 2024.
- Make the minimum opening deposit of $10, plus one direct deposit of at least $500 within the first 60 days of account opening.
- Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.
Which is Better: KeyBank or Citizens Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing KeyBank or Chase.
In short: KeyBank's mobile app is noteworthy. Citizens Bank's savings and customer service are worth mentioning. In particular, the customer service is impressive.
Articles on KeyBank
KeyBank Review
Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank.
- KeyBank vs Chase
- KeyBank vs US Bank
- KeyBank vs Bank of America
KeyBank Routing Number
Looking to transfer money in or out of your KeyBank checking or savings account? Find your KeyBank routing number and learn more about money transfers in our guide.
- KeyBank vs Wells Fargo
- KeyBank vs PNC Bank
Articles on Citizens Bank
Citizens Bank Review
Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank.
Citizens Bank High Yield Savings
Citizens has an online savings account with a competitive APY and no fees. But what's the catch? Continue reading to find out.
Citizens Bank Problems
While Citizens Bank offers easy-to-maintain checking and savings accounts, some customers didn't have the best experience. Here's why.
You Might Also Like
Largest Banks in the US
A list of the largest banks in the US was released. Which banks came out on top? Read on to find out, plus the benefits of working with a big bank.
Dollar Bank Review: Account Good for You?
What do you look for in a bank? If it's more than the interest rates you earn and more about the service you receive, you might want to put Dollar Bank on your radar.
Next Page: KeyBank Review
